Event insurance refunds the initial cost of your tickets in the event you are not able to use them prior to December 24, 2022. The event insurance premium is non-refundable. Without event insurance, tickets will expire at 9 p.m. 12/23/22 and not be available for use next season and are not refundable for any reason. Event insurance must be selected for each ticket--i.e. 4 tickets purchased requires 4 event insurance premiums.